Short Term International Health Insurance (Expatriate Group) Short Term International Health Insurance (Expatriate Group)

Individuals travelling abroad for periods of 2 to 11 months can opt for our Short Term International Health Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs. Maximum age at entry is 65.

Key Benefits of our Short Term Health Insurance

We know that not every trip abroad is the same, so our Short Term Healthcare policy can provide comprehensive cover from a minimum of 2 to 11 months. Instant healthcare cover, 24-hour support, and unrestricted access to hospitals will give you peace of mind for however long you are overseas.

No cover for pre-existing conditions
pre-existing conditions = any condition, disease, Illness or injury, secondary or associated complaint where You have sought or received advice, Treatment, therapy, been submitted to a special diet or shown symptoms in the two years prior to Your Effective Date (whether or not the condition has been diagnosed).

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Short Term Health Insurance


"Is Expatriate Group short term health insurance available worldwide?"

Yes, our Short Term Healthcare Insurance can cover you worldwide. However, there are also the following options:

  • Europe, Middle East, Africa, Asia, Oceania; excluding China, Hong Kong, and Singapore
  • Worldwide; excluding North America
  • Worldwide

"When does cover start and expire?"

Cover is effective from the moment of purchasing your Short Term Healthcare Insurance policy (or you can choose a date up to 90 days in advance). The expiry date of your Short Term Healthcare Insurance cover will be the date that you select; as long as it its greater than 2 months and within 11 months of your chosen start date. The start date and expiry date of your cover will be available in your documentation.

"Is a short term healthcare policy renewable?"

No. Short Term Healthcare policies cover a specific time frame and are not renewable. However, you can purchase a new Short Term policy or International Healthcare policy to cover another period, depending upon your requirements. Either action would produce a separate and distinct policy.

"Can I pay monthly or do I pay upfront for short term healthcare?"

Our Short Term Healthcare plan is only available as a one-off premium payment.

"How will I receive short term healthcare insurance paperwork?"

Once you have purchased a Short Term Healthcare Insurance policy you will receive confirmation and policy documents by email. You will also receive a hard copy of this document in the post along with your membership card.

"Can I cancel my short term healthcare cover?"

New policy holders can cancel the insurance within 14 days for whatever reason, so long as you have not made a claim against your policy, and you will be entitled to a full premium refund.

"How many countries can I visit with a short term healthcare policy?"

This is completely up to you. Your cover will protect you whether you spend all your time in one country or hop between destinations. Just make sure you select right area category when applying online.

Do you have a question about Short Term International Health Insurance?

We are happy to answer your questions. Fill out the contact form here.