April International
April MyHealth International
April MyHealth International is an international health insurance plan for expatriates and internationally mobile individuals, offered by APRIL International. The plan offers five levels of healthcare coverage, from the compact Emergency plan up to more comprehensive options, with maximum enrollment ages ranging from 64 to 74 depending on your coverage zone, and lifetime renewal once your policy is active.
Offered by 
Who is this insurance for?
- Expatriates and internationally mobile individuals.
- Applicants up to age 64, 70 or 74, depending on the coverage zone.
What is covered?
Click a section open to see what is and what is not covered.
What is covered
- Emergency, the most basic plan: an affordable option that covers accidents and medical emergencies.
- More comprehensive plans, including Comfort and Premium, on top of the Emergency plan.
- Medical coverage up to 200 nautical miles from shore.
What is not covered
- Rescue or medical repatriation at sea.
- Certain professions, including offshore/oil rig workers, pilots, divers, and professional athletes.
Maximum reimbursements
- Eigen risico ziekenhuisopname
- Te kiezen, tot € 5.000 per jaar
- Eigen bijdrage poliklinisch
- Te kiezen: 10% of 20%
Please note
The most basic plan, Emergency, does not include cancer treatment.
Certain professions are excluded from coverage; a full list is available in the policy documents. We recommend to read the General Conditions art. 8 (page 19-21).
What is covered
- Outpatient care (optional), with a co-payment option of 10% or 20% for outpatient costs.
- Repatriation (optional).
- Maternity (included in Comfort and Premium): €6,000 limit and a 10-month waiting period after enrollment.
- Dental & Optics (optional): reimbursement depends on your main healthcare plan.
- An optional Assistance Package that includes personal liability cover.
Maximum reimbursements
- Zwangerschap en bevalling
- € 6.000 (Comfort en Premium)
- Wachttijd zwangerschap
- 10 maanden na ingang
Please note
For a comprehensive and practical overview of how this insurance works, we highly recommend reading the Benefits Overview document.
Points to note
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Maximum age to enroll depends on the zone
The maximum age to enroll depends on your coverage zone. Zone 0, Mexico, and Thailand: up to age 64. Zone 1 and 2: up to age 70. Zone 3, 4, and 5: up to age 74. You can extend your coverage zone up to age 60.
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Renewable for life
Once your policy is active, it can be renewed for life.
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Excluded countries
APRIL International keeps a list with excluded countries. You will find it with the documents on the Service tab.
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Cancellation only at the renewal date
Policies can be cancelled annually at the renewal date with a 60-day notice period via email.
Frequently asked questions
Liever persoonlijk advies? Onze adviseurs kijken met u mee naar uw situatie, uw bestemming en de voorwaarden die daarbij horen.
Vraag gratis adviesPremie berekenen
Bereken uw premie met de vergelijkingstool
Voor deze verzekering is geen eigen premietool beschikbaar. In onze algemene vergelijkingstool berekent u een premie-indicatie en ziet u meerdere verzekeraars naast elkaar. Aanvragen doet u niet in de tool, maar via JoHo Insurances.
Naar de vergelijkingstool
What determines your premium?
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Your age
Example premiums for Zone 3 rise with age: inpatient cover with a €500 deductible costs €52 per month at age 25 and €204 per month at age 65.
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Your area of cover (zone)
The example premiums are for Zone 3. Countries fall into different premium zones, and some zones are more expensive than others.
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A higher deductible
You can select a high deductible (up to €5,000 per year) on inpatient care to lower your premium.
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A co-payment on outpatient care
Co-payment options (10% or 20%) for outpatient costs also adjust your premium.
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The optional cover you choose
Optional add-ons for outpatient care, repatriation, maternity, dental, and optics. Adding repatriation raises the Zone 3 example at age 25 from €52 to €81 per month.
How to apply for this insurance
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Enter your details
In the online Quotation and Application Module, fill in your date of birth, nationality, country, and other personal information.
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Build your plan
To adjust your premium, you can choose a high deductible or a co-pay on your outpatient cover.
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Choose your cover
The module will ask if you want to include optional life and disability benefits. If you are not interested in these, simply select the option to proceed with healthcare and dental coverage only.
What do you need?
- Your date of birth, nationality, country, and other personal information.
- A copy of your passport, if you apply with the PDF forms.
Application
Alternative application routes
Over 60 and a more expensive zone
If you are over 60 and wish to extend your coverage to a country in a more expensive premium zone (such as your country of origin), you must list that country as your 'country of stay' at the beginning of the online application.
Apply with the PDF form
If the online module does not work for your application, you can use the PDF forms. Complete the application form and health questionnaire digitally, with no need to print or scan them, and email them to contact@johoinsurances.org. Be sure to attach a copy of your passport.
Waarom afsluiten via JoHo Insurances
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Dezelfde premie
U betaalt via JoHo Insurances dezelfde premie als wanneer u de verzekering rechtstreeks bij de verzekeraar afsluit.
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Gratis persoonlijk advies
Vul het adviesformulier in en u krijgt een gratis advies dat is afgestemd op uw persoonlijke situatie en plannen.
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Hulp bij schade en declaraties
Loopt er iets mis of komt u er met een declaratie niet uit, dan helpen wij u en bemiddelen wij bij de verzekeraar.
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Nederlandstalig aanspreekpunt
U spreekt of mailt in het Nederlands met ons kantoor in Leiden, ook als u aan de andere kant van de wereld woont.
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AFM-erkend bemiddelaar
JoHo Insurances is een door de AFM erkend bemiddelaar (nr. 12043929) in verzekeringen.
Emergency assistance
Contact met JoHo Insurances